Quick winner
Summary badges based on structured data only — no invented claims.
OpenAI $20/mo vs Cognition $20/mo
Both vendors offer a free plan
Both vendors publish an enterprise tier with SSO and admin controls
Both vendors expose a public API
Wider plan coverage across free, team and enterprise tiers
Pricing comparison
How OpenAI and Cognition price their plans side by side.
| Feature | OpenAI | Cognition |
|---|---|---|
| Free plan | Yes | Yes |
| Entry monthly price | $20/mo | $20/mo |
| Entry annual price | $240/yr | — |
| Team / Business plan | $30/mo | $40/mo |
| Enterprise plan | Custom | Custom |
| Credits (entry paid tier) | Higher rate limits | Increased daily and weekly quotas |
| Public API | Yes | Yes |
| SSO / SAML | Yes | Yes |
| Admin Console | Yes | Yes |
| Priority / dedicated support | Yes | Yes |
| Billing model | Flat / month, Per seat / month, Custom | Flat / month, Per seat / month, Custom |
| Annual billing discount | — | — |
| Last pricing update | 2026-06-20 | 2026-10-03 |
Pricing history
Monthly price of the entry paid tier over time.
Feature comparison
Capability strengths derived from vendor category and published features.
Pros & cons
Derived from published plan structure and billing model.
- Free plan available — limited gpt-4o-mini
- Public API for developers and automation
- Enterprise tier with gpt-5 priority, sso / saml
- Category strengths: general ai, writing, reasoning
- Enterprise pricing requires a sales conversation
- Free plan available — light agent quota
- Public API for developers and automation
- Enterprise tier with saml / oidc sso, enterprise admin
- Category strengths: coding, ide integration, autocomplete
- Enterprise pricing requires a sales conversation
Best for
Recommendations based on structured capabilities.
Free tier plus low-cost entry paid plan
Public API and coding-oriented capabilities
Published enterprise plan with SSO and admin controls
Strong writing, image or productivity features
Annual billing plus predictable per-seat model
Pricing calculator
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What would these tools cost your company?
Financial comparison only, based on the plans selected and current verified list pricing. Last verified: 2026-06-20 · 2026-10-03. Pricing may have changed.
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Frequently asked
Answers drawn from the AIFinOps Vendor Database.
OpenAI and Cognition start at the same entry price of $20/seat/mo.
Both OpenAI and Cognition offer a free plan. OpenAI free: Limited GPT-4o-mini. Cognition free: Light agent quota.
OpenAI team option: Team at $30/seat/mo. Cognition team option: Teams at $40/seat/mo.
Both vendors publish an enterprise tier. Contact each vendor's sales team for a quote.
Yes. Both vendors offer month-to-month billing on their entry paid plans, so you can migrate without long-term lock-in. Import your team's spend into AIFinOps to model the switch before committing.
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