Quick winner
Summary badges based on structured data only — no invented claims.
Cursor $20/mo vs Cognition $20/mo
Both vendors offer a free plan
Cognition publishes an enterprise tier
Cognition exposes a public API
Wider plan coverage across free, team and enterprise tiers
Pricing comparison
How Cursor and Cognition price their plans side by side.
| Feature | Cursor | Cognition |
|---|---|---|
| Free plan | Yes | Yes |
| Entry monthly price | $20/mo | $20/mo |
| Entry annual price | $192/yr | — |
| Team / Business plan | $40/mo | $40/mo |
| Enterprise plan | — | Custom |
| Credits (entry paid tier) | 500 fast requests / month | Increased daily and weekly quotas |
| Public API | No | Yes |
| SSO / SAML | No | Yes |
| Admin Console | No | Yes |
| Priority / dedicated support | No | Yes |
| Billing model | Flat / month, Per seat / month | Flat / month, Per seat / month, Custom |
| Annual billing discount | 20% off | — |
| Last pricing update | 2026-06-20 | 2026-10-03 |
Pricing history
Monthly price of the entry paid tier over time.
Feature comparison
Capability strengths derived from vendor category and published features.
Pros & cons
Derived from published plan structure and billing model.
- Free plan available — 2,000 completions / 50 slow requests
- Annual billing with discount available
- Category strengths: coding, ide integration, autocomplete
- No public API — limited automation options
- No published enterprise tier
- Enterprise pricing requires a sales conversation
- Free plan available — light agent quota
- Public API for developers and automation
- Enterprise tier with saml / oidc sso, enterprise admin
- Category strengths: coding, ide integration, autocomplete
- Enterprise pricing requires a sales conversation
Best for
Recommendations based on structured capabilities.
Free tier plus low-cost entry paid plan
Public API and coding-oriented capabilities
Published enterprise plan with SSO and admin controls
Strong writing, image or productivity features
Annual billing plus predictable per-seat model
Pricing calculator
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What would these tools cost your company?
Financial comparison only, based on the plans selected and current verified list pricing. Last verified: 2026-06-20 · 2026-10-03. Pricing may have changed.
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Frequently asked
Answers drawn from the AIFinOps Vendor Database.
Cursor and Cognition start at the same entry price of $20/seat/mo.
Both Cursor and Cognition offer a free plan. Cursor free: 2,000 completions / 50 slow requests. Cognition free: Light agent quota.
Cursor team option: Business at $40/seat/mo. Cognition team option: Teams at $40/seat/mo.
Cognition publishes an enterprise tier. Cursor does not currently list one.
Yes. Both vendors offer month-to-month billing on their entry paid plans, so you can migrate without long-term lock-in. Import your team's spend into AIFinOps to model the switch before committing.
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