AI Vendor Intelligence · 2026

Lovable vs Cognition Pricing (2026)

Compare pricing, plans, credits, enterprise features and value for money. Updated automatically from the AIFinOps Vendor Database.

8 min readLast updated Oct 3, 2026
LV
Lovable
Enterprise
AI Coding · Lovable

Prompt-to-app builder generating full-stack apps with integrated backend, auth and deploy targets — credit-based usage.

Free
Yes
From
$25/mo
API
No
WS
Cognition
Enterprise
AI Coding · Windsurf / Devin Desktop

AI coding workspace combining an IDE, local and cloud agents, model access and organization-level controls.

Free
Yes
From
$20/mo
API
Yes

Quick winner

Summary badges based on structured data only — no invented claims.

Lowest entry price
Cognition

Lovable $25/mo vs Cognition $20/mo

Best free plan
Tie

Both vendors offer a free plan

Best for enterprise
Tie

Both vendors publish an enterprise tier with SSO and admin controls

Best for developers
Cognition

Cognition exposes a public API

Best overall value
Cognition

Wider plan coverage across free, team and enterprise tiers

Pricing comparison

How Lovable and Cognition price their plans side by side.

FeatureLovableCognition
Free plan Yes Yes
Entry monthly price$25/mo$20/mo
Entry annual price$240/yr—
Team / Business plan$30/mo$40/mo
Enterprise planCustomCustom
Credits (entry paid tier)100 credits / monthIncreased daily and weekly quotas
Public API No Yes
SSO / SAML Yes Yes
Admin Console No Yes
Priority / dedicated support Yes Yes
Billing modelFlat / month, Per seat / month, CustomFlat / month, Per seat / month, Custom
Annual billing discount20% off—
Last pricing update2026-06-202026-10-03

Pricing history

Monthly price of the entry paid tier over time.

Feature comparison

Capability strengths derived from vendor category and published features.

General AI
Lovable
Cognition
Coding
Lovable
Cognition
Reasoning
Lovable
Cognition
Writing
Lovable
Cognition
Enterprise
Lovable
Cognition
API
Lovable
Cognition
Integrations
Lovable
Cognition
Administration
Lovable
Cognition

Pros & cons

Derived from published plan structure and billing model.

LV
Lovable
Pros
  • Free plan available — 5 daily credits
  • Annual billing with discount available
  • Enterprise tier with sso / saml, audit logs
  • Category strengths: coding, ide integration, autocomplete
Cons
  • No public API — limited automation options
  • Enterprise pricing requires a sales conversation
WS
Cognition
Pros
  • Free plan available — light agent quota
  • Public API for developers and automation
  • Enterprise tier with saml / oidc sso, enterprise admin
  • Category strengths: coding, ide integration, autocomplete
Cons
  • Enterprise pricing requires a sales conversation

Best for

Recommendations based on structured capabilities.

Best for startups
Either vendor works

Free tier plus low-cost entry paid plan

Best for developers
Either vendor works

Public API and coding-oriented capabilities

Best for enterprise
Either vendor works

Published enterprise plan with SSO and admin controls

Best for marketing
Either vendor works

Strong writing, image or productivity features

Best for finance teams
Lovable

Annual billing plus predictable per-seat model

Pricing calculator

Estimate monthly and annual cost for your team.

Company cost comparison

What would these tools cost your company?

LV
Lovable
€2,778
per month
€33,333 per year
Annual billing saves €6,667
WS
Windsurf / Devin Desktop
€3,704
per month
€44,444 per year
Difference / month
€926
Difference / year
€11,111
Lower-cost option
Lovable

Financial comparison only, based on the plans selected and current verified list pricing. Last verified: 2026-06-20 · 2026-10-03. Pricing may have changed.

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Frequently asked

Answers drawn from the AIFinOps Vendor Database.

Which is cheaper, Lovable or Cognition?

Cognition has the lower entry price at $20/seat/mo. Lovable starts at $25/seat/mo and Cognition starts at $20/seat/mo.

Which has a better free plan?

Both Lovable and Cognition offer a free plan. Lovable free: 5 daily credits. Cognition free: Light agent quota.

Which is better for teams?

Lovable team option: Teams at $30/seat/mo. Cognition team option: Teams at $40/seat/mo.

Which has enterprise pricing?

Both vendors publish an enterprise tier. Contact each vendor's sales team for a quote.

Can I switch from Lovable to Cognition later?

Yes. Both vendors offer month-to-month billing on their entry paid plans, so you can migrate without long-term lock-in. Import your team's spend into AIFinOps to model the switch before committing.

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