AI Vendor Intelligence · 2026

OpenAI vs Mistral Pricing (2026)

Compare pricing, plans, credits, enterprise features and value for money. Updated automatically from the AIFinOps Vendor Database.

8 min readLast updated Jun 20, 2026
OA
OpenAI
Enterprise
LLM · ChatGPT

Frontier general-purpose LLM platform powering ChatGPT, GPT-5 and the OpenAI API used across enterprises for assistants, copilots and automation.

Free
Yes
From
$20/mo
API
Yes
MI
Mistral
Enterprise
LLM · Le Chat

European open-weight LLM provider with Le Chat Pro and an API trusted by EU enterprises for sovereignty and compliance.

Free
Yes
From
€15/mo
API
Yes

Quick winner

Summary badges based on structured data only — no invented claims.

Lowest entry price
Mistral

OpenAI $20/mo vs Mistral €15/mo

Best free plan
Tie

Both vendors offer a free plan

Best for enterprise
Tie

Both vendors publish an enterprise tier with SSO and admin controls

Best for developers
Tie

Both vendors expose a public API

Best overall value
Mistral

Wider plan coverage across free, team and enterprise tiers

Pricing comparison

How OpenAI and Mistral price their plans side by side.

FeatureOpenAIMistral
Free plan Yes Yes
Entry monthly price$20/mo€15/mo
Entry annual price$240/yr€150/yr
Team / Business plan$30/mo€25/mo
Enterprise planCustomCustom
Credits (entry paid tier)Higher rate limitsHigher usage
Public API Yes Yes
SSO / SAML Yes Yes
Admin Console Yes Yes
Priority / dedicated support Yes No
Billing modelFlat / month, Per seat / month, CustomFlat / month, Per seat / month, Custom
Annual billing discount17% off
Last pricing update2026-06-202026-06-20

Pricing history

Monthly price of the entry paid tier over time.

Feature comparison

Capability strengths derived from vendor category and published features.

General AI
OpenAI
Mistral
Coding
OpenAI
Mistral
Reasoning
OpenAI
Mistral
Writing
OpenAI
Mistral
Enterprise
OpenAI
Mistral
API
OpenAI
Mistral
Integrations
OpenAI
Mistral
Administration
OpenAI
Mistral

Pros & cons

Derived from published plan structure and billing model.

OA
OpenAI
Pros
  • Free plan available — limited gpt-4o-mini
  • Public API for developers and automation
  • Enterprise tier with gpt-5 priority, sso / saml
  • Category strengths: general ai, writing, reasoning
Cons
  • Enterprise pricing requires a sales conversation
MI
Mistral
Pros
  • Free plan available — limited le chat
  • Annual billing with discount available
  • Public API for developers and automation
  • Enterprise tier with eu data residency, sso
  • Low entry price at €15/seat/mo
Cons
  • Enterprise pricing requires a sales conversation

Best for

Recommendations based on structured capabilities.

Best for startups
Either vendor works

Free tier plus low-cost entry paid plan

Best for developers
Either vendor works

Public API and coding-oriented capabilities

Best for enterprise
Either vendor works

Published enterprise plan with SSO and admin controls

Best for marketing
Either vendor works

Strong writing, image or productivity features

Best for finance teams
Mistral

Annual billing plus predictable per-seat model

Pricing calculator

Estimate monthly and annual cost for your team.

OA
OpenAI
Monthly cost$500
Annual projected$6,000
MI
Mistral
Monthly cost€375
Annual projected4,500
Annual savings vs monthly750

Estimates based on published per-seat pricing. Enterprise plans require sales quotes.

Open Full Budget Calculator

Frequently asked

Answers drawn from the AIFinOps Vendor Database.

Which is cheaper, OpenAI or Mistral?

Mistral has the lower entry price at €15/seat/mo. OpenAI starts at $20/seat/mo and Mistral starts at €15/seat/mo.

Which has a better free plan?

Both OpenAI and Mistral offer a free plan. OpenAI free: Limited GPT-4o-mini. Mistral free: Limited Le Chat.

Which is better for teams?

OpenAI team option: Team at $30/seat/mo. Mistral team option: Team at €25/seat/mo.

Which has enterprise pricing?

Both vendors publish an enterprise tier. Contact each vendor's sales team for a quote.

Can I switch from OpenAI to Mistral later?

Yes. Both vendors offer month-to-month billing on their entry paid plans, so you can migrate without long-term lock-in. Import your team's spend into AIFinOps to model the switch before committing.

Know Which AI Tool Is Best For Your Company?

Instead of comparing one subscription at a time, calculate your complete AI budget across every vendor with AIFinOps.