Cost guide · 2026
Cursor vs Windsurf: what does a 20-developer team really pay?
Most comparisons list per-seat prices. Budget owners need the total: seats × headcount, plus any team fees, per month and per year. Below is the calculation for 20 developers, which you can change.
Cursor Business
$800/month
$9,600 / year
- 20 × Cursor Business @ $40
Windsurf Teams
$880/month
$10,560 / year
- 20 × Cognition Teams @ $40 (includes $80/month team fee)
Cursor Pro (individual seats)
$400/month
$4,800 / year
- 20 × Cursor Pro @ $20
Lowest cost
List prices from the AIFinOps Vendor Database, checked daily against official pricing pages. Excludes taxes and usage overages.
What budget owners should know
- Business/Teams tiers add SSO, admin controls and central billing — usually required once a team passes ~10 developers.
- Heavy agent usage can exceed included quotas on both tools; budget a 10–20% usage buffer.
- Before renewing, check how many seats were actually active in the last 30 days.
FAQ
How much does Cursor cost for 20 developers?
At the listed Cursor Business price, 20 seats cost about $800/month or $9,600/year before taxes and extra usage.
How much does Windsurf cost for 20 developers?
Windsurf Teams at the listed per-seat price plus the $80 monthly team fee comes to about $880/month for 20 developers.
Are these prices verified?
Prices come from the AIFinOps Vendor Database, which is checked daily against official pricing pages. Always confirm with the vendor before purchasing.