Quick winner
Summary badges based on structured data only — no invented claims.
OpenAI $8/mo vs Lovable $25/mo
Both vendors offer a free plan
Both vendors publish an enterprise tier with SSO and admin controls
OpenAI exposes a public API
Wider plan coverage across free, team and enterprise tiers
Pricing comparison
How OpenAI and Lovable price their plans side by side.
| Feature | OpenAI | Lovable |
|---|---|---|
| Free plan | Yes | Yes |
| Entry monthly price | $8/mo | $25/mo |
| Entry annual price | — | $240/yr |
| Team / Business plan | $25/mo | $50/mo |
| Enterprise plan | Custom | Custom |
| Credits (entry paid tier) | Longer conversations | 100 credits / month |
| Public API | Yes | No |
| SSO / SAML | Yes | Yes |
| Admin Console | Yes | No |
| Priority / dedicated support | Yes | Yes |
| Billing model | Flat / month, Per seat / month, Custom | Flat / month, Per seat / month, Custom |
| Annual billing discount | — | 20% off |
| Last pricing update | 2026-06-20 | 2026-06-20 |
Pricing history
Monthly price of the entry paid tier over time.
Feature comparison
Capability strengths derived from vendor category and published features.
Pros & cons
Derived from published plan structure and billing model.
- Free plan available — limited access
- Public API for developers and automation
- Enterprise tier with gpt-5 priority, sso / saml
- Low entry price at $8/seat/mo
- Category strengths: general ai, writing, reasoning
- Enterprise pricing requires a sales conversation
- Free plan available — 5 daily credits
- Annual billing with discount available
- Enterprise tier with sso / saml, audit logs
- Category strengths: coding, ide integration, autocomplete
- No public API — limited automation options
- Enterprise pricing requires a sales conversation
Best for
Recommendations based on structured capabilities.
Free tier plus low-cost entry paid plan
Public API and coding-oriented capabilities
Published enterprise plan with SSO and admin controls
Strong writing, image or productivity features
Annual billing plus predictable per-seat model
Pricing calculator
Estimate monthly and annual cost for your team.
What would these tools cost your company?
Financial comparison only, based on the plans selected and current verified list pricing. Last verified: 2026-10-24 · 2026-10-24. Pricing may have changed.
Save these vendors, plans and costs in your free AIFinOps workspace.
Free forever plan · No credit card · Your calculation is saved automatically.
"Compare in AIFinOps" saves a what-if scenario instead of active inventory.
Frequently asked
Answers drawn from the AIFinOps Vendor Database.
OpenAI has the lower entry price at $8/seat/mo. OpenAI starts at $8/seat/mo and Lovable starts at $25/seat/mo.
Both OpenAI and Lovable offer a free plan. OpenAI free: Limited access. Lovable free: 5 daily credits.
OpenAI team option: Business Standard at $25/seat/mo. Lovable team option: Business at $50/seat/mo.
Both vendors publish an enterprise tier. Contact each vendor's sales team for a quote.
Yes. Both vendors offer month-to-month billing on their entry paid plans, so you can migrate without long-term lock-in. Import your team's spend into AIFinOps to model the switch before committing.
Know Which AI Tool Is Best For Your Company?
Instead of comparing one subscription at a time, calculate your complete AI budget across every vendor with AIFinOps.