AI Vendor Intelligence · 2026

Mistral vs Cursor Pricing (2026)

Compare pricing, plans, credits, enterprise features and value for money. Updated automatically from the AIFinOps Vendor Database.

8 min readLast updated Jun 20, 2026
MI
Mistral
Enterprise
LLM · Le Chat

European open-weight LLM provider with Le Chat Pro and an API trusted by EU enterprises for sovereignty and compliance.

Free
Yes
From
€15/mo
API
Yes
CU
Cursor
AI Coding · Cursor IDE

AI-native code editor built on VS Code with deep agent integration, frontier model routing and team usage controls.

Free
Yes
From
$20/mo
API
No

Quick winner

Summary badges based on structured data only — no invented claims.

Lowest entry price
Mistral

Mistral €15/mo vs Cursor $20/mo

Best free plan
Tie

Both vendors offer a free plan

Best for enterprise
Mistral

Mistral publishes an enterprise tier

Best for developers
Mistral

Mistral exposes a public API

Best overall value
Mistral

Wider plan coverage across free, team and enterprise tiers

Pricing comparison

How Mistral and Cursor price their plans side by side.

FeatureMistralCursor
Free plan Yes Yes
Entry monthly price€15/mo$20/mo
Entry annual price€150/yr$192/yr
Team / Business plan€25/mo$40/mo
Enterprise planCustom
Credits (entry paid tier)Higher usage500 fast requests / month
Public API Yes No
SSO / SAML Yes No
Admin Console Yes No
Priority / dedicated support No No
Billing modelFlat / month, Per seat / month, CustomFlat / month, Per seat / month
Annual billing discount17% off20% off
Last pricing update2026-06-202026-06-20

Pricing history

Monthly price of the entry paid tier over time.

Feature comparison

Capability strengths derived from vendor category and published features.

General AI
Mistral
Cursor
Coding
Mistral
Cursor
Reasoning
Mistral
Cursor
Writing
Mistral
Cursor
Enterprise
Mistral
Cursor
API
Mistral
Cursor
Integrations
Mistral
Cursor
Administration
Mistral
Cursor

Pros & cons

Derived from published plan structure and billing model.

MI
Mistral
Pros
  • Free plan available — limited le chat
  • Annual billing with discount available
  • Public API for developers and automation
  • Enterprise tier with eu data residency, sso
  • Low entry price at €15/seat/mo
Cons
  • Enterprise pricing requires a sales conversation
CU
Cursor
Pros
  • Free plan available — 2,000 completions / 50 slow requests
  • Annual billing with discount available
  • Category strengths: coding, ide integration, autocomplete
Cons
  • No public API — limited automation options
  • No published enterprise tier
  • Enterprise pricing requires a sales conversation

Best for

Recommendations based on structured capabilities.

Best for startups
Either vendor works

Free tier plus low-cost entry paid plan

Best for developers
Either vendor works

Public API and coding-oriented capabilities

Best for enterprise
Mistral

Published enterprise plan with SSO and admin controls

Best for marketing
Mistral

Strong writing, image or productivity features

Best for finance teams
Either vendor works

Annual billing plus predictable per-seat model

Pricing calculator

Estimate monthly and annual cost for your team.

MI
Mistral
Monthly cost€375
Annual projected4,500
Annual savings vs monthly750
CU
Cursor
Monthly cost$500
Annual projected$6,000
Annual savings vs monthly$1,200

Estimates based on published per-seat pricing. Enterprise plans require sales quotes.

Open Full Budget Calculator

Frequently asked

Answers drawn from the AIFinOps Vendor Database.

Which is cheaper, Mistral or Cursor?

Mistral has the lower entry price at €15/seat/mo. Mistral starts at €15/seat/mo and Cursor starts at $20/seat/mo.

Which has a better free plan?

Both Mistral and Cursor offer a free plan. Mistral free: Limited Le Chat. Cursor free: 2,000 completions / 50 slow requests.

Which is better for teams?

Mistral team option: Team at €25/seat/mo. Cursor team option: Business at $40/seat/mo.

Which has enterprise pricing?

Mistral publishes an enterprise tier. Cursor does not currently list one.

Can I switch from Mistral to Cursor later?

Yes. Both vendors offer month-to-month billing on their entry paid plans, so you can migrate without long-term lock-in. Import your team's spend into AIFinOps to model the switch before committing.

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